Monday, December 10, 2012

Listen Slowly - The Key to Communication With Your Kids

There is a reason God gave us two ears - because one of these days we would be parents!

The most important skill you can develop as a parent is the ability to listen to your kids. Not so you can give them everything they want but so you can understand what they need.

When my oldest son was about 4 years old he came crashing in to my study wanting something. I was busy preparing for a test (this was my first year at Bible College... important stuff right?). He started to rattle off what he wanted. I half heartedly nodded in his direction. He stopped and eagerly patted my leg, "But Daddy" he began again, "I really... "

I cut him off; "I know son, I'm listening."

"Yeah Daddy, but could you listen this time a little slower?"

It was a good lesson for this dad because he was four. Had he been 14 he would have just walked away. I would have never known.

Love demands that we "listen a little slower!"

Listening slower involves listening at the pace your child is talking. Hearing what they are saying at the speed they are saying, not the speed you want to hear it. If you are saying to yourself; "just get to the point" you aren't really listening. Pace is an important part of communication. Rushing to get to the point makes the communication about the words and not your child. If you're trying to rush to the point you may miss the point completely.

It means to listen deliberately. Giving attention to the words being spoken and the manner in which they are spoken. Listening for more than the sound being made. When you listen deliberately you are hearing the nuances that make communication between parent and child so important.

It means to listen devotedly. You communicate to your child how devoted you are to them by the way you listen to them. Making a request of parent is a difficult task for some kids. The fact that they have taken the time to ask (this becomes a bigger issue as they get older) usually indicates that a relationship exists.

A relationship is required for the courage necessary for conversation. It really doesn't matter the age of the child. The fact that they asked means they think there is a relationship between the two of you. Taking a moment to listen reinforces that relationship.

Making a point to a parent isn't easy either. They have to work up the nerve to say what they want. Your ability to listen devotedly puts them in a proper frame of mind. Then you will hear what you really need to hear.

You can't give them everything they ask for, but you can give them your attention. Nothing in the world will do more to increase their self-worth than simply listening to them. Most of the time just listening is all that they need. That you listen is usually more important than the topic itself.

One of the most important skills you can have is the ability to listen. Maybe the next time your child is talking you can "listen a little slower... "

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Top Seven DIY Interior Wall Painting Tips

Let your talent shine on your interior wall paints and give your aesthetic and artistic imagination a reality. Paint your rooms, walls, house or workspace exactly the way you like it. Painting is a work of creativity & art, an aggregation of a perfect colour combination and requires some skills. When your house or workspace; both interior and exterior, require a painting you can call a professional and specialist painting company or can Do It Yourself (DIY). Majority of the people like to rely on a professional company for decoration and painting of their houses, offices or labs that requires a large volume of work to be done. In fact there are some distinguished advantages of engaging a professional service provider who has the reputation and skill of quality workmanship, project management, and customer service. But when planning to paint a living room, study room or work place, people sometimes want to rely on their own preference and creativity. But painting the interior walls can sometime become harder than you have ever imagined. Following are some tips and advices for your happy wall painting:

Preparation

Before you start painting the walls, make sure the surface is neat and has sufficient spaces. Wash the walls and wait until they get dried. Arrange all the brushes, rollers, paint containers and other necessary tools according to the size, type and colours so that they become handy when needed.

Covering the Furniture

Make the unnecessary objects separated and cover them. You can use old newspapers, masking tape or plastic wrapping sheets to cover the objects that you are not painting. Start painting from the edge and then move to the border and then finally finish your first round. When you are done with the whole area, concentrate on the finishing touch.

Decision

Your decision of what kind of paint you will apply to the walls and what kind of vapours are acceptable for you to breathe-in should be finalised by now. While deciding a colour, emphasise on the lighting, furniture type and exterior painting as well. A good choice of painting can be to use semi-glossy colours on the background.

Right Tools

Perfect paint brushes and rollers can make your painting work praiseworthy and the reverse is true as well. The paint brushes and rollers are your most important tools to get the desired output. Do not dip the brush bristle completely on the paint as it will cause scattered paints around the surface. Use paintbrush instead of paint roller when you paint edge of the wall or a small area.

Research

To make your paining look natural and eye-friendly use creative tones of similar colours. Perfect blending of colours with same shade and different intensity help create aesthetic and sophisticated impression. A distinguished appearance on your wall can be achieved with two or three harmonious colours, and an accent hue of either black or white. Brighter hue conceives a bold and contrasting look. Besides, you can surf the internet to finalise the colour pattern, gradient effects and colour mix. Go though the beautifully painted walls -gallery to mimic an excellent painting style.

Be creative

While painting the interior walls, you should be creative. Break the traditional painting style. Designing a couple of shapes on the wall will help you avoid the monotonous and common looks. Special paints are available for attaining the distinguished look and style. Make sure to check that sort of painting visually in the paint store.

Double Coating

People prefer double coatings since they offer a brighter look on the wall. Besides, you can cover the wall properly, and even can get some texture and three-dimensional appearance. Interior wall painting requires some special care and attention as it will expose your aesthetic preferences to others. Your house or working place tells a lot about you and specifically the interior wall reflects your ego, characteristics and preferences, and creativity even if you had nothing to do with the paining project. Never let your interior painting go wrong with the unplanned and abrupt choices. Take control of it and let your surrounding feel your admirable creative-preferences.

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Website Traffic Ideas - Using Affiliate Commissions To Drive Sales And Traffic To Your Website

Many website designers and business owners overlook a simple and effective method for driving website traffic to their companies. Which is a shame to be honest. However, the process of having an affiliate program can work wonders in any industry and any niche. If you do not have an affiliate program established, consider getting one started.

What are affiliate and why pay them commissions?

An affiliate is simply a person who is willing to promote your business, services or products. The reason you should pay them a commission is because they deserve to be paid, and you should not want something for nothing. Affiliates can be anyone. They are often other businesses that might already use or implement your products. A good example might be an electrician who always uses your brand of electrical supplies, or a businessman who is always drinking your brand of coffee. They like your products, why not pay them to spread the word?

Why should I use affiliates?

While you are just one person, an affiliate program can add thousands of potential sales people to your sales force. In fact, affiliates can be a driving force in the expansion and income levels of your business. This is a force multiplier and can leverage the masses of people to help spread your products or services. Many people will willingly refer products they believe in enough to use daily, however they also could use some extra cash in their pockets.

How does the affiliates commission affect traffic?

Affiliates promote your products. There could be any number of ways in which they might do this. Some affiliates will place your logo and website name on their vehicle. Others may promote your website in their own business literature. Others might drive full-fledged traffic campaigns to your website. It will often depend on your market and your products. There are also thing you can do to increase their efforts. The biggest impact most affiliates consider is going to be the commissions. Set a low commission on a high-priced product and you might not see any traffic. Set a higher priced commission and watch flood of traffic come in as affiliates earn more income.

But won't I lose money paying affiliates commissions?

Affiliates are earning their commissions based on the sales they generate. You should know how much value each customer holds for your business. Then pay out your commissions based on what you are willing to spend to gain each customer. The more traffic the affiliates generate, the more likely you gain new customers and the more income your affiliate earns through the commission program.

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Golf Swing Made Easy - Information on How to Lengthen Your Drive and Cut Your Handicap

I've just come across a terrific book by David Nevogt , also known as 'The Golf Swing Guru' where he guarantees to lengthen your drive and cut your handicap by 7 to 12 strokes in just 2 weeks.

As a dedicated golfer, hitting off 27 on a good day! , I figure anything that can do that has got to be worth getting - even if it's only half as good as everyone says.

Some of the questions posed in this book are:- 1. Is your golf swing is providing you with the results you need to compete? 2. Are you throwing strokes away by topping, slicing or hooking the ball? 3. How many penalty strokes do you typically have during a round?

And in my case the answers are:- 1. No 2. Yes 3. Too many

How about you?

Some interesting golf facts:- Did you know there are 27 Million golfers in the world? And did you know that the average gross score is 107 ?? And less than 20% ever get a handicap under 27.

Would you like to get your handicap down to a number you'd be able to brag about?

This book explains in simple terms how you can lower your score every time you play.

And it stresses that it's your golf swing that drives your score, not your clubs or the ball you play. As David says, that is the truth in simple terms.

It seems to work though. So far in 2006 people from 16 different countries have been helped by having their swing problems fixed. And as we all know, if you fix that problem and build an easy repeatable swing all the other good stuff can be built on more easily.

Some indication of David's success can be seen from the fact that "The Simple Golf Swing" has helped 7,987 golfers during the past 2 years. This system is rated the #1 golf instruction system on the Internet and the reason is quite simple - it's because it works.

I'm looking forward to seeing the results David's going to get with my really ugly swing! I'll let you know how it goes.

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Must Have: Car Insurance Policy Extras

New cars aren't getting any cheaper, and when you borrow or save enough to buy a new car, you want it to last a long time. It's an investment after all. As a result, a number of purchasers of new cars decide to outfit them with the most detailed forms of car insurance they can buy. Alternatively, some people rely on their cars for everything on a daily basis and simply can't afford to be without their cars or alternate means of transportation.

Comprehensive car insurance policies are designed to offer peace of mind for people who want to protect their cars and for people who rely on their cars every day. Here are 5 comprehensive car insurance policy extras that you should have thrown in when you decide to purchase a new comprehensive car insurance policy. The five extras to include are replacement car keys, car content coverage, windscreen cover, courtesy cars, and free roadside transportation.

1. Replacement car keys

If you've ever locked your keys out of your car, you know what a hassle it can be and how much stress it can quickly add to your day. If you don't have a spare set somewhere close at hand or know someone who does, your only options become trying to pick the lock yourself, which rarely works unless you know what you're doing, or calling the local authorities or a locksmith to help you.

The police might not be available or might not have the tools, and locksmiths cost far more than most people want to pay. As a result, it's worth including this particular extra over just about any other when it comes to comprehensive car insurance coverage, as it's just too easy to find yourself stranded due to a split second mistake like locking yourself out of your car.

2. Car content coverage

While it would be nice not to have to worry about protecting the things inside your car, the truth is that there are people who will do what they can to rob you if they happen to pass your vehicle. There are all sorts of things a burglar could covet, including clothing, CDs, mp3 players, and cell phones. While it isn't always possible to keep people from taking things that don't belong to them, you can protect yourself by investing in insurance that will help you replace your valuables if they are stolen.

3. Windscreen repair

Windscreens are surprisingly delicate pieces of machinery. While windscreens typically will not shatter if they are hit by debris, they can certainly develop hairline cracks that can make it difficult to see at best and quite dangerous in the worst case scenario. Windshields are also expensive to replace or repair, which is why it makes sense to throw windscreen repair in as an extra when you decide to buy comprehensive car insurance coverage.

4. Courtesy cars

No matter how good one's driving skills, maintenance habits, or mechanic is, it's a fact of life that one day or another, your car will probably eventually break down, leaving you without anything to drive until it has been fixed. Investing in a courtesy car extra in your comprehensive car insurance cover can keep you from being stranded without a car while you wait for your main vehicle to be repaired. This is an essential element of cover for people who use their cars on a daily basis for work.

5. Free roadside transportation

Finally, while you can't always prevent your car breaking down, you can invest in cover to give you free transportation to the nearest garage or to your home so you can start putting your day back together if your car breaks down.

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Why Should You Need an Auto Insurance Agent?

Nowadays, finding an auto insurance agent is not that easy. There are strategies that one must follow for you to get the best agent. This article will guide you on the ways to getting the best agent for your business. When an accident happens to you the consequences can be so far-reaching and in it will be worse if you don't have insurance. Insurance normally ensures that coverage is built around, thus protecting and compensating for accidents stricken individuals. Finding a reliable agent will help you to finding the best insurance quotes for your company.

So how do you get the best auto insurance quote? The easiest way for you to find auto insurance quotes is by visiting the websites of different insurance companies. They are available online and it won't be an issue for you finding their quotes. Insurance companies provide a special department that deals with the problems that are faced by customers when claiming for their cover. Once you visit their company online you will get the best services that will be of benefit to you. The benefits of using this online company are numerous but the chief among them is the cost. You will be able to get a cheap quote online as opposed to the offline insurance companies.

Online providers also do have more streamlined operations that are more efficient. This means you could have the best auto insurance quote. The guidelines about cost saving is very important since the economy is recessing a lot. But the actual costs usually fluctuate. The recommended thing is to take action as fast as you can so that you can save big when using the insurance policies.

Though it is expensive to pay for these type insurance companies, it is worth because once you get an accident, you will be compensated fully. So as a smart individual you should ensure that your asset is insured, this will help you to be compensated once you lose the property. Also when choosing the insurance companies you have to go through their policies very well so as to familiarize yourself with the requirements of each insurance company.

Lastly you have to get the auto insurance agent that will help you to know the different rates that insurance companies offer. An agent that has experience is most preferred since he can guide you to getting the best quotes that can suit your company.

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Get The Best Quality With CMT

No matter whether you are beginning a small hobby woodworking shop in your garage or opening and tooling up a cabinet or fine furniture manufacturing facility. You really should to take a look at CMT Orange Tools. CMT Orange Tools is a worldwide company, and is known throughout the world as the premium label of wood working cutting tools. They are proud to have become the company leader, and for them, it is all concerning quality.

CMT Orange Tools employs the best computer technology on the planet, along with as hands on experience to mastermind their tools for long lasting performance and quality. CMT Orange Tools has made huge investments in technology, CNC machine equipment, and software. They have also hired the most highly skilled technicians, engineers, and CNC operators to run their fully automated plant. This tool industry front runner has done this to bring you, the finest craftsmen in the world, and the finest woodworking cutting tools in the world, at a competitive charge.

CMT will take their high tech software design, engineering, and hands on experience to engineer the tools for you. They then take the finest raw materials to initiate the process of manufacturing each quality tool. The entire manufacturing process is automated, overseen by highly skilled CNC operators and technicians. Needless to say this company employs a rigorous quality control program to ensure that each tool that you order from them will have the same high quality as the last one had.

Why orange? The distinctive industrial strength orange coating applied to all of CMT Orange Tools is designed to withstand the stress that the tools undergo while being used, as well as to protect the tool from overheating and residue build up. As any wood worker in the world can tell you, orange means CMT and CMT means high quality tools. The company have trademarked the orange color of their tools, and they consider it their guarantee that you are getting a high quality device.

CMT Orange Tools manufactures a full line of high quality woodworking cutting tools, including circular saw blades, individual router bits, router bit sets, router bits with index able knives, industrial boring bits, router cutters and chucks for CNC machines, boring bits, cutter heads and knives, and many spare parts and accessories. CMT Orange Tools is a worldwide company, with many distributors all over the world, providing quality tools for all who want to experience the best available.

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The Letter Writer - Book Review

I enjoyed reading this book. The characters were portrayed very well. Jack, a multimillionaire who experiences mid-life crisis and ends up finding meaning to his life - but it costs him millions of dollars and emotional pain. Adele is a heavy-drinking, free-living, multimillionaire with an independent mind and a sense of humor. Wendy, a single mother who finds the love of her life. Mixed up educators playing with their students' lives in their conquest and the retiring professor who resists this plot has a big secret. A married advisor carries on an affair with another man and when he is discovered, he thinks his world has ended.

I would say this fiction is a light comedy that is quite entertaining and has some romance elements as well. Author Robert Mercer-Nairne brings attention to common human frailties with a sense of fun. He clearly reveals the desire to 'get rich quick' in North American Society. Members of this society tend to hear what we WANT to hear and perceive the greener pasture out there somewhere -rather than in the here and now.

Readers are shown the foolishness of following others blindly and the danger of where our greed can take us. Innocents can have their life irrevocable altered by someone else's desire to climb a corporate or social ladder. The benefit of spiritual leaders to help ground the characters in this novel, helping them learn to forgive themselves and move on in life is used at several points in the story.

I recommend this book for anyone looking for a light, entertaining read.

ISBN#: 0974814105 Publisher: Gritpoul, Inc Author: Robert Mercer-Nairne

The Letter Writer - Book Review   Star - Book Review   

The Letter Writer - Book Review

I enjoyed reading this book. The characters were portrayed very well. Jack, a multimillionaire who experiences mid-life crisis and ends up finding meaning to his life - but it costs him millions of dollars and emotional pain. Adele is a heavy-drinking, free-living, multimillionaire with an independent mind and a sense of humor. Wendy, a single mother who finds the love of her life. Mixed up educators playing with their students' lives in their conquest and the retiring professor who resists this plot has a big secret. A married advisor carries on an affair with another man and when he is discovered, he thinks his world has ended.

I would say this fiction is a light comedy that is quite entertaining and has some romance elements as well. Author Robert Mercer-Nairne brings attention to common human frailties with a sense of fun. He clearly reveals the desire to 'get rich quick' in North American Society. Members of this society tend to hear what we WANT to hear and perceive the greener pasture out there somewhere -rather than in the here and now.

Readers are shown the foolishness of following others blindly and the danger of where our greed can take us. Innocents can have their life irrevocable altered by someone else's desire to climb a corporate or social ladder. The benefit of spiritual leaders to help ground the characters in this novel, helping them learn to forgive themselves and move on in life is used at several points in the story.

I recommend this book for anyone looking for a light, entertaining read.

ISBN#: 0974814105 Publisher: Gritpoul, Inc Author: Robert Mercer-Nairne

The Letter Writer - Book Review   Star - Book Review   

Hate, Anger and Christian Misconceptions

The fear of the LORD is the beginning of knowledge: but fools despise wisdom and instruction.

In my years as a minister and teacher, I have never found a perfect Christian, neither have I know any man that knew all knowledge of Biblical matters, for as Christ stated there is none good but the Father.

One of the misconceptions of the world is that a Christian cannot hate and the other is that a Christian cannot be angry, so today we will look at both and see what the Bible says about each subject.

Hate is, according to Webster, in Scripture, it signifies to love less. Great dislike, to have a great aversion to (Opposition or repugnance of mind; dislike; disinclination; reluctance).

A Christian can hate what people, or mankind have become, what a person or persons do, say or have become that is contrary to sound judgment or Biblical properties that the Lord desires of all men. We teach our children the basics of the Ten Commandments, Gods word and His laws, whether they follow them is entirely up to them, but the word will never leave them.

Many of the things Christians hate are also hated by the world, theft, murder, rape, assault and such like, where the Christian and the world disagree is on Biblical matters that will affect a mans soul and his salvation.

A Christian is instructed by the Lord to come out from among them and be ye a separated people, in other words, we as believers in Christ are to separate ourselves from men who do such things, but we are to still consider our own souls and pray for them, for we were at one time lost and in need of salvation. We must remember where we have come from and desire the same salvation for them that the Lord granted to us.

Each and every sin can be forgiven with the exception of blaspheme of the Holy Ghost. What is the blaspheme of the Holy Ghost? It is simply the attributing of evil to God, as stated in Mark 3:22, And the scribes which came down from Jerusalem said, He hath Beelzebub(Satan.), and by the prince of the devils casteth he out devils.

This verse shows that the scribes were attributing the good works of Christ to the devil which was the blaspheme of the Holy Ghost, these men died with this sin on their hands. Verily I say unto you, All sins shall be forgiven unto the sons of men, and blasphemies wherewith soever they shall blaspheme:

But he that shall blaspheme against the Holy Ghost hath never forgiveness, but is in danger of eternal damnation:

Because they said, He hath an unclean spirit.

A Christian hates false doctrines where as the world embraces them, for false doctrines allow mankind to choose what life style he desires to live in, in some cases it allows them to murder others that refuse to believe in their doctrine or gods. A doctrine does not necessarily have to be related to religion a doctrine is in a general sense, whatever is taught. Hence, a principle or position in any science; whatever is laid down as true by an instructor, many false doctrines have a negative effect upon mankind many of these bring forth disease and even death, starvation and sometimes famine.

A false doctrine will destroy man, this is why Christianity, being against false doctrines, is hated for Christ told us that He was hated and we also shall be hated for our faith in Him and His Fathers word. Hate is not a sin unless it is taken to extremes as many do that are embroiled in false doctrines and religions. When hate become violent it then becomes sin, when hate consumes a man then it also becomes sin and or produces sinful acts, the same thing can also be said of anger.

Does God or Jesus hate? The answer is yes, many places in scripture tells us what both hate, but their hate is a hate of opposition to sound doctrine, and or things that are contrary to nature or the laws of God. Many things that the Lord hates are things that will, in the using, destroy mans body and soul. For the Lord takes no pleasure in the destruction of the unrighteous.

A false balance(weight), homosexuality, adultery, pride or a proud look, false gods, doctrines, false prophets, evil, and arrogancy, and the evil way, and the froward mouth are some examples. The Bible tells us, Evil shall slay the wicked: and they that hate the righteous shall be desolate.

Anger. A violent passion of the mind excited by a real or supposed injury; usually accompanied with a propensity to take vengeance, or to obtain satisfaction from the offending party.

God judgeth the righteous, and God is angry with the wicked every day. Suffer not thy mouth to cause thy flesh to sin; neither say thou before the angel, that it was an error: wherefore should God be angry at thy voice, and destroy the work of thine hands?

In the definition of anger, we see that it is generally followed by a motivation to enact justice or vengeance upon those that have committed an offence against us, that is why the Apostil Paul warned us to be angry but sin not, for anger without restraint begets uncontrolled hatred. We are not to associate with an angry man, who cannot control his anger. Uncontrolled anger begets wrath and wrath begets sin, devastation and destruction.

We see things and hear things that make us angry each and every day, injustice and the sufferings of the innocent, the persecution of Christians and Jews, the falling away of many mainstream churches from the truth of Gods word, the destruction of the family unit and many other things affect our minds that cause us to become angry.

We as believers temper anger with the truth, with love and with the understanding of God, for we lean not on our own understanding but on every word that proceeds out of the mouth of God, we lean on Gods understanding of events that happen around the world. The prophecies of the end days shall come to pass, there will be no delay, no changing or stopping of God's word.

Suffer not thy mouth to cause thy flesh to sin, do not allow anger to cause you to say things that will not be accepted by the Lord, for we will all give account of every idol word we speak. When a christian becomes angry, it is better for them to seek out Gods word on the matter and when convenient use Gods word to counteract the affects of it.

What I mean by convenient is, the Holy Ghost will remind us what we have read and will seek for us to recite Biblical passages to defend us in times of anger, frustration and peril, and some times He directs us to seek out Gods answer in scripture, reading it again to remind us of Gods view on our situation. He will remind us to read and study to show ourselves approved, a faithful servant rightly dividing the word of God.

For many of us, anger brings about a longing to be in Gods word to find an answer to our situation. Being angry and knowing God, we know that we are not to extract vengeance from those that harm us for vengeance is mine sayeth the Lord I will repay. Every problem that we face is covered by the Lord who gives us all a way to escape temptation.

The Bible tells us that those that cause us anger and those that cause us distress shall not prosper. He that covereth his sins shall not prosper: but whoso confesseth and forsaketh them shall have mercy.

If there come any unto you, and bring not this doctrine, receive him not into your house, neither bid him God speed. We must separate ourselves from those that bring in false doctrine, neither do we give place to those that preach another doctrine that was not delivered unto us by Christ. For there are many false doctrines in this world that teach hate and anger are justified to force others to follow their religion or doctrine.

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The Issue Is Deeper Than Evolution And Creation

I think that it's about time that the debate between science and religion comes to an end. It almost seems as if both sides of the debate are getting a sick thrill out of the drama and division. I will not attempt to prove one or disprove the other, but I will show how the two entities need, and thrive off of each other.

Somewhere in the annals of human history, someone decided to create a fictitious debate between evolution and creation. I call this debate fictitious because there are no records of such a debate prior to the publication of Charles Darwin's book The Origin of Species. There are no Ancient Egyptian artifacts that highlight such a debate. The Early empires of the world were not involved in a creation-evolution debate either. In fact, the debate was over who or what the gods and goddesses were, not whether or not they existed. Creation was a common belief of the earth's inhabitants for thousands of years. The evolutionists may argue this point of view by stating that humanity is millions of years old, and there are no records of a religion or a belief in deity among the earliest humans. That may very well be the case, and I believe it to be, but history and evolution has shown that societies survive as long as they believe in a deity, and they die off when they don't.

Many people brag about how Europe has a growing number of atheists, but they also have to admit that the European economies and civilizations are falling apart as well. I am not one to call America a "Christian" nation, because I think that it's greatly hypocritical to call yourselves "Christian" while holding the world's largest supply of nuclear weapons. I also take issue with Islamic, Buddhist, and any other type of religious nation as well. The point of this article isn't to convert you to any religion, but to simply point out that the belief in a deity sets moral boundaries, and these boundaries are needed to survive as a people. You're more than welcome to argue that humanity needs to grow up and learn to behave without the fear of a god, but the truth is that we're not able to. I wrote an article on how humanity is evil and selfish by nature, and that none of us can claim righteousness. The violence that we blame on religion or secularism is nothing more than the manifestations of humanities inner darkness. We cannot be trusted.

The real debate isn't about the existence of a god, or creation versus evolution, or secularism versus religion. The debate is over whether or not we are able to govern ourselves as human beings or not. Unfortunately for us, history has proven that humans cannot be trusted with anything other than self-annihilation.

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Tips on Your Tenant Lease of Retail, Office, and Executive Suite Space

I want to focus on overlooked provisions when a tenant, whether it be an entrepreneur, a consultant, or a business owner, is negotiating the landlord's form for 1) office lease, or 2) retail lease in a shopping center or taxpayer, and 3) executive suite space arrangement. Since prospective tenants are focused primarily on rent pricing, and the term and termination provisions, some of the risk factors that are driving the rental pricing may be overlooked. I will identify a key point in each of the three types of leases:

1. Retail lease in shopping center or taxpayer: Tenant may find they have base rent and percentage rent as well as common area charges to pay for, all based on the current state of the shopping center or the taxpayer strip of stores. A key lease term to negotiate is the occupancy rate of the shopping center, or the taxpayer, or loss of an anchor tenant. Your lease loses value when the shopping center or taxpayer turns into a ghost town because a large anchor tenant leaves, or in cases of a small taxpayer, if a traffic driver such as a coffee shop leaves. Therefore, negotiate that if the occupancy rate of the shopping center dips below 75% of rentable space, or the supermarket or anchor department store (R.I.P. Ames) leaves the center, you, the tenant, will have the option to terminate your lease or reduce your rent.

2. Office Lease: Tenant always wants to anticipate future growth, and perhaps, a downsizing as well. Many tenants are focused on their rights to sublet space, or assign their lease, in cases in which they may move out of the premises. That is the subject of another article. I want to point out that you want to include in your lease a "right of first refusal" to expand to adjoining offices in the building if they become vacant during your tenancy, so that you won't necessarily have to move out of the building. Plenty of times a landlord will try to play checkers with tenants and move them around to new offices within the building (or other properties owned by the landlord) in order to accommodate a growing tenant, but having a right of first refusal on adjoining space, oftentimes with a rent pricing for that new space established in the lease, is a provision the tenant should strongly consider, since the costs of moving to another building are often prohibitive.

3. Executive Office: What issues could possibly affect taking a temporary, or even long-term, lease at an executive office space? That's a question often asked of me by tenants, some of whom are entrepreneurs, consultants, financial advisors, who just need a desk for their laptop and the usual accoutrements of an executive space, such as phone lines, reception, conference room, shared copying equipment, and camaraderie. Since not everyone taking executive office space is just going to be leasing on a short-term basis, what a tenant should be aware of is that oftentimes the manager, or landlord, of the executive suite is themselves a tenant in the building, and you would deem them a "sub-landlord," holding a master lease with the landlord for the floor(s) constituting the executive suite. What you want to make sure of is: what are the terms of the master lease your executive suite landlord has with the landlord; if the master lease is due to expire soon, your lease or arrangement within the executive suite is subject to a master lease, and your occupancy rights will be terminated unless the master lease is renewed. Of course, if the master lease is renewed on terms that are pricier than the current master lease, expect that these costs will be passed along to the tenants in the executive suite.

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Drafting US Patent Applications for Nationalization and Examination in China

An increasing number of Chinese counterpart patent applications are being filed from US patent applications. This is in part due to the large size and rapid growth of the Chinese economy, making it essential for international corporations to protect their intellectual property in China. However, the growth of Chinese counterpart patent applications is also due to the recognition of the importance of enforcing intellectual property rights in China where many infringing products are manufactured.

In the past, an original US patent application was often drafted with little thought towards later nationalization in China. As a result, if the Chinese counterpart application required amendments to be allowed, the applicant was often unable to have those required amendments accepted by the examiner in China.

The Chinese State Intellectual Property Office (SIPO) is quite strict in applying the requirement that all amendments to claims be described in the original specification. Often the examiner will require that amendments mirror the language of the specification. This requirement often makes it difficult to change the scope of claims in the Chinese application when the original US application was drafted with a number of implicit levels of embodiments, but without explicitly describing those levels.

For example, it may be necessary to add a limitation to a claim to distinguish the claim from another invention. Although the limitation may be clearly disclosed in the specification, the examiner may not permit it to be added as part of an amendment because the limitation is not described in the context of the rest of the claim language. Thus an amendment that would be readily permitted in a US application may be denied in its Chinese counterpart.

A US patent application that will later be nationalized as a Chinese counterpart should be organized with explicitly described levels of embodiments. Each level should have at least one drawing and a description of the embodiment that includes the limitations that could likely be claimed with that embodiment. It is not enough to describe those limitations with other embodiments.

The language of the patent application should also recognize the difficulties of translating a technical description into Chinese. Patent applications typically describe bleeding-edge innovations that challenge even experts in the field. Translators often have not been trained in the technology they are translating, and struggle to understand and communicate its nuances.

A US application that will be translated into Chinese should employ simple, unambiguous sentences. Complex sentences with multiple clauses must be avoided. One should write more like Hemmingway. The labels for each element should also be selected to translate clearly and unambiguously into Chinese.

Finally, someone that understands the invention should review the translation. Simple misunderstandings can be disastrous. By carefully structuring, drafting, and reviewing an original US application and its Chinese counterpart, an inventor has a much better chance of securing useful protection in China.

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Get Your Rented Space Covered and Safe With Landlords Insurance

Congratulations on finding a new tenant, he is all nice and will pay your rent on time. So now you think there is nothing to worry or bother about, apart from paying your taxes and homeowners insurance on time. Well let us inform you, that just by renting out your property to a trusted tenant who has come to you through a trusted source is just not ENOUGH, you need to secure that rented space as well, do this by getting landlords insurance today.

You wouldn't purposely damage the space you are living in, however, can you say the same for the tenants who live in your property? They wouldn't care for the rented space as much, if you do have a tenant who does care for the home as you would, then you are very lucky. But we would still suggest you get landlords insurance done today.

You shouldn't have to worry about the high costs of premiums that need to be paid for insurance, especially when the coverage extent with such an insurance package is any day or any time more than what a homeowners insurance package would and could give you. Now we shall tell you why it is so important to have landlords insurance done for your rented out space, so please read on and be well informed for the same.

What about the damages done through fire, floods, plumbing disasters, from the tenants end. Would you be able to fork out the moolah to re do everything and make the rented space look pretty once again? Well if you have the cash why not invest it in something else and allow landlords insurance to take care of it all. In the event of vandalism, theft, accidental damages done by the tenants, what would you do? Apart from calling the cops and making a legal battle emerge, you need help to fix things up. This is why it is so important that you as a landlord, should have insurance.

Are you worried that apart from the homeowners insurance you pay for the property you own, now you would have to pay extra for landlords insurance as well? Yes, we agree it is a little extra but not a huge amount. If you check online these days, one would have a plethora of competitive rates for insurance to choose from.

Will your contents be safe within the rented property your tenants occupy and would you be able to get a reimbursement for the electric appliances or even the plumbing system through landlords insurance? The answer would be yes, if you have landlords content insurance, so please check with the reliable insurance company you want to work with before signing on the dotted lines, most landlord insurance packages of the base types DO NOT provide for content coverage.

We hope this article on landlords insurance provides a gist as to why it is so important to get your rented out space covered and protected.

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The Reason Why We Can't Afford To Not Acquire Insurance These Days

Mobile telephone insurance is one the most important thing nowadays. Why is that? Because almost everyone in the face of this planet owns a mobile phone and with the increasingly high theft rate nowadays, the chances that your cell phone could possibly be stolen has increased to an all time high.

Since 2007 according to the police and insurance companies, crime linked to thefts as well as loss of cell phones are escalating and most up-to-date numbers show that practically 3,500 mobile phones are lost on buses, trains, and cafes while some 1,300 mobile phones are busted by water each and every month. While this kind of data involves simply minor cases, the crime rate is a more concerning issue.

In the previous weeks, we have seen the trend of criminal activities that has occurred in key metropolitan areas in the United Kingdom and it came to a point a heightened of police awareness has been enforced. This particular only proves in which having the right type of insurance protection whether it's for your gadgets or for your very life it cannot just be taken casually.

Mobile phone insurance policies in Ireland and in the Great Britain are steadily rising plus the trend of concern people continue. More of as compared to that of a wake-up call; it's much more of a realization of something which many of us should have realized even if there isn't any surge of crime rates in our country. The insurance industry has shown to be very secure despite the financial crisis that had swept many countries last 2008 had been the most detrimental kind.

The basics of financial planning teach us that we should get ready for events that can bring us down financially. Not even close to being cynical, hoping for the best and preparing for the worst attitude should be developed into every family's point of view. It's better to have insurance and don't need it than requiring insurance but finding out you don't have it. And if you do have an insurance policy for yourself or valuable assets, we later on find out that it's inferior.

Life Insurance, home Insurance, phone insurance and many other kinds of warranties should always be given ample time to evaluate and update because you can never understand what could occur and you don't want to be caught not really prepared. Update your coverage, check if it's still providing you with the right cover. Most insurance policy contracts are badly prepared and we can easily point out so many instances that when a claim ought to be made, clients have got anticipated erroneously concerning the level of protection they assumed they are getting.

If you don't have a financial adviser, it's best you have one if you get puzzled by in's as well as out's of your health insurance policies.

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